It is two in the morning, the fan is on its highest setting, and it is pushing warm air around a warm room. This is the moment most people start pricing up bedroom air conditioning, and the first fork in the road is the same for everyone: a portable unit delivered tomorrow, or an installed split system in a few weeks.

What a portable unit is really doing

A portable air conditioner is a complete refrigeration system in one box, which means the compressor, the noisiest part, is in the room with you. It cools by dumping heat out through a flexible hose jammed into a window opening, and that opening lets warm air seep back in while the machine works. Portables do cool a room, and for a loft that is only unbearable two weeks a year, or a rented flat where you cannot fix anything to the walls, they are a reasonable answer. But in a bedroom their weakness is exactly where it hurts: the machine hums away a metre from your head at the very hour you want silence.

What a split system changes

A split system puts the compressor in an outdoor unit on the wall or the ground outside, connected by refrigerant pipes to a slim indoor unit. Everything loud lives outside. The indoor part on its low setting is quieter than most fans, which is why people who move from a portable to a split almost always say the same thing: the difference is not the cooling, it is the sleep. Splits are also considerably more efficient, because there is no open window hose undoing their work, so the same comfort costs less to run.

The honest trade-offs

The split costs more up front and needs an installer, because handling refrigerant is legally restricted to F-Gas certified engineers. It also needs somewhere sensible for the outdoor unit, which is straightforward for most houses and more complicated for flats. The portable needs none of that. You carry it upstairs, you put up with the noise, and you accept the higher running cost as the price of no installation.

A fair rule of thumb: if you reach for cooling a handful of nights a year, buy the portable and store it in a cupboard for the other eleven months. If you were awake at two in the morning more than a few times last summer, and you own the property, the split is the purchase you will not regret. Most splits heat as well, which quietly turns a summer buy into a year-round one.

If the split is where you are leaning, the next step is a survey, because the quote depends on your wall, the pipe run and where the outdoor unit can sit. Among the 996 air conditioning companies listed here you can find firms working in your area, or describe your bedroom and get quotes without ringing round. Tonight, though, do one simple thing: note how many hours the fan was on. That number is the real answer to which machine you need.